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Checking / Savings Rates


Checking Products
Effective as of May 8, 2008
Checking Products
Minimum Balance Required to obtain APY
Annual Percentage Yield (APY)
Interest Rate
Minimum Balance to Open
Compounds
Interest Credit
MainStreet Free Checking
N/A
N/A
N/A
$100
N/A
N/A
MainStreet Interest Checking
No Minimum
0.25%
0.25%
$100
Monthly
Monthly
MainStreet Gold Checking
No Minimum
0.25%
0.25%
$100
Monthly
Monthly
MainStreet Home Checking
No Minimum
0.25%
0.25%
$100
Monthly
Monthly
Matricula Checking
N/A
N/A
N/A
$100
N/A
N/A
Rates are subject to change.
Fees may reduce earnings.


Savings Products
Effective as of May 8, 2008
Savings Products
Minimum Balance Required to obtain APY
Annual Percentage Yield (APY)
Interest Rate
Minimum Balance to Open
Compounds
Interest Credit
MainStreet Savings
No Minimum
0.40%
0.40%
$100
Monthly
Monthly
MainStreet Gold Savings
No Minimum
0.40%
0.40%
$50
Monthly
Monthly
MainStreet Youth Savings
No Minimum
0.40%
0.40%
$25
Monthly
Monthly
MainStreet Windfall Savings
No Minimum
1.75%
1.75%
$10
Annually
Annually
Rates are subject to change.
Fees may reduce earnings.


Money Market Products
Effective as of May 8, 2008
Money Market Products
Minimum Balance Required to obtain APY
Annual Percentage Yield (APY)
Interest Rate
Minimum Balance to Open
Compounds
Interest Credit
MainStreet Money Market
$0 - $9,999
0.75%
0.75%
$1,000
Monthly
Monthly
$10,000 - $24999
1.75%
1.74%
Monthly
Monthly
$25,000 - $49,999
2.00%
1.98%
Monthly
Monthly
$50,000 - $99,999
2.25%
2.23%
Monthly
Monthly
$100,000 & Above
2.50%
2.47%
Monthly
Monthly
Rates are subject to change.
Fees may reduce earnings.



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